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Instant Car Loan Approval

By Dave LaLonde
Staff Writer, LotPro.com

While it is true that there are certain things you can do online in an instant, instant messaging, instant credit reports, instant banking, however, instant auto loan approvals are not the norm. It is true that a few national lenders have instant auto loan approval programs for consumers with impeccable credit. The rest of us should plan on waiting 24 hours to have an online auto loan approved.

The reason for this is simple. In this age of instant gratification many online lenders compete for people with great credit. They have designed automated programs that evaluate credit reports and credit applications then compare them against some predetermined criteria. The predetermined criteria is know as the lender's score card. Most lenders with online auto loan approval programs will set the score card for thier instant auto loan approval programs much higher that thier normal score card.

If you apply with lender that has an instant auto loan approval program chances are you credit request will have to be evaluated by a human being before the final credit decision is made. This is especially true for online shoppers seeking instant car loans for people with bad credit At LotPro.com these consumers can determine how much they may qualify for, online, in around 30 seconds, before completeing the loan process.

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