There are plenty of great new car financing deals out, but for people with bad credit looks can be deceiving and more then a bit disappointing. Take all the 0 financing on new cars being offered now by many of the top auto manufacturers out today like GM and Ford. Both frequently drop the big zero in front of many of their financing deals but without a very high credit score, like 720+, you could easily find yourself on the short end of the stick.
Finance Options without Great Credit
Many dealers also offer lesser finance options for people who do not meet their 0% financing deals on new cars, but they still lack the appeal of the incentives that you came into the dealership for. You might even have to weigh the option of taking a cash rebate on those new cars for sale and getting financed yourself through a local bank or credit union. However both the above options might be closed to you if you have sub-prime or bad credit.
If you need new car financing with bad credit your best option is likely going to be through an auto finance company that specializes in bad or poor credit to give you the most options. LotPro.com works with several such companies to offer financing for people with bad credit who need a new or used car. The advantage of such financing companies is not only do you get a competitive rate but they provide a means to rebuilding your credit rating.
Apply for an Auto Loan Online
If you need an auto loan for a cheap new car or a low mileage used car, check out the Lotpro.com financing section. Even if you have bad credit and need financing, or need to put zero down as a down payment, we have financing options that can work with you to get you back up and on the streets. Click the banner below to learn more or visit the financing section to fill out an application today.