If you do not find your question listed below, please contact us. We happily respond to every inquiry.
You can apply online on LotPro.com by using our quick and easy car loan application.
The amount of money that you qualify for is based on several factors, including your credit score, income, trade-in, and down payment. It is difficult to estimate how much you will be approved for without a completed application.
Yes, you can use a trade in with no money down! Money down, however, may be necessary if there is money owed on your trade in.
LotPro dealers specialize in car loans for people with bad credit, no credit, and even bankruptcy.
It is difficult to qualify with a Chapter 13 Bankruptcy. You will need an "Authorization to Incur Debt" from the trustee of your bankruptcy, and most car finance lenders require that you have completed two-thirds of the Chapter 13 Bankruptcy. If you have a trade in that is part of the Chapter 13 Bankruptcy, the likelihood of your car financing being approved is much greater.
A co-signer will help as long as they have a decent credit score and a low debt-to-income ratio.
The Lotpro dealership network does include new and used car dealers as well as buy here pay here car lots but participation varies greatly by region.
LotPro dealers succeed where other auto dealers cannot. We only work with leading area dealers in the USA and Canada that have been able to place thousands of car loans for people with bad credit.